Legacy/Estate/Inheritance
This area focuses on planning for what comes next, including how assets are inherited, how charitable giving can align with your values and reduce taxes, and how to create a lasting financial legacy for those you care about.
Topics
Most people donate the same way every year—and quietly overpay in taxes. This video explains smarter strategies like gifting appreciated stock, qualified charitable distributions, and donor advised funds to lower capital gains, reduce AGI, and increase your impact—while avoiding common tax mistakes.
Traditional vs. Roth in your TSP or 401(k) doesn’t have to be guesswork. This video explains the key differences, when each makes sense based on tax brackets, how RMDs and heirs factor in, and a case study showing how switching to Roth improved long-term plan outcomes.
Inherit money, a home, or retirement accounts and the tax rules can save—or cost—you thousands. This video explains how taxable accounts, real estate, traditional IRAs/401(k)s, and Roth IRAs are taxed, including step-up in basis, community vs. common law rules, and the 10-year IRA rule—so you can avoid costly mistakes.
Inherited an IRA? The SECURE Act’s 10-year rule can create major tax bills if you’re not careful. This video explains eligible vs. non-eligible beneficiaries, new RMD rules, year-ten risks, and smart withdrawal or Roth conversion strategies to reduce taxes before the deadline hits.