Retirement Planning
This area explores advanced retirement strategies, including using the Rule of 55 for early access to funds, leveraging assets like vehicles to support retirement cash flow, and maximizing tax efficiency through Mega Backdoor Roth contributions.
Topics
Think you must wait until 59½ to access your 401(k) penalty-free? This video explains the Rule of 55—who qualifies, which accounts work, key mistakes to avoid, tax strategies, and how it can bridge early retirement, reduce future RMDs, and cover healthcare before Medicare.
​Traditional vs. Roth in your TSP or 401(k) doesn’t have to be guesswork. This video explains the key differences, when each makes sense based on tax brackets, how RMDs and heirs factor in, and a case study showing how switching to Roth improved long-term plan outcomes.
The Thrift Savings Plan (TSP) is one of the most powerful retirement tools for military members and federal employees—but often misunderstood. This video explains how the TSP works, fund options (G, F, C, S, I, Lifecycle), contribution limits, matching, tax benefits, and long-term strategies to help you build a stronger retirement plan.